To say we've seen the housing market meet apprehensive buyers in the past 4-5 months is an understatement. For many, if you only bought into the market within the last 10 years, the shock and holding off activity is understandable. Let's take a breath and observe where we have been, and come through. It's also important to embrace the fact that seeing 2% - or less- as a cost of borrowing, is really not realistic in the next 5 years.
Reach out if you'd like to chat further- and I sure know some awesome mortgage brokers for further guidance!